Pricing
No discovery call and no percentage of your savings. Pick a tier, send your statements, and get the year to claim, what to convert, and which account pays for which year.
Billing applies to Plan and year. Plan is paid once and Household is yearly.
For people who run the year themselves
No monthly fee. The plan is yours to keep.
What you get
For people who want help through the year
Plus $1,200 once to build your plan
Everything in Plan, plus
For families planning across generations
About $283 a month, billed yearly
Everything in Plan and year, plus
Not sure yet? Answer three questions and we'll point you to a tier.
Find your tier
Every tier includes the full dated plan. The difference is how much help you want after it arrives, and who else it covers.
$1,200 once
You want the dated plan and you're comfortable carrying it out yourself. One payment, no monthly fee.
Choose PlanWhat you keep
Many advisors charge a percentage of your savings every year. Move the slider to see five years of that next to an Ivory Plains fee.
Illustration only. Assumes a 1% yearly advisory fee on a balance that stays flat, over five years. Real fees and returns vary.
Compare
Same rows for every tier, so you can see exactly what each step up adds.
Swipe the table to compare tiers
| Included | Plan$1,200 onceChoose | Plan and year$1,200 + $95/moChoose | Household$3,400 / yearChoose |
|---|---|---|---|
| The dated plan | |||
| Income plan, year by yearWhat arrives each year and from where | |||
| Social Security timingBoth spouses, with survivor income | |||
| Roth conversion scheduleDollar amounts by year | |||
| Withdrawal orderWhich account funds which year | |||
| Deadline calendarMedicare, surcharges, December cutoffs | |||
| Through the year | |||
| Quarterly check-in | |||
| December to-do list | |||
| Medicare surcharge watch | |||
| Plan redone when a rule changes | |||
| Family and estate | |||
| Adult children included | |||
| Beneficiary and title review | |||
| Inherited IRA ten-year planning | |||
| Yearly review meeting | |||
| Fee | $1,200 once | $1,200 + $95/mo | $3,400 / year |
Plan and year billed yearly is $950 for twelve months of ongoing help (about $79 a month), plus the $1,200 to build your plan. That's $190 less than paying monthly. Household is billed yearly only.
Questions
Still unsure which tier fits? Email us and a person will reply.
support@ivoryplains.comNo. The fee is on this page. Choose a tier, create an account, pay at checkout, and send your statements. Your dated plan is built from what you send.
No. Every tier is a flat fee shown here before you pay. What you pay does not grow when your balance does.
You pay $1,200 one time. There is no monthly fee on Plan, and the pages delivered to your account stay yours.
The $1,200 builds your plan. The $95 a month, or $950 a year, covers the year that follows: a quarterly check-in, a December to-do list, Medicare surcharge watch, and a redone plan when a rule changes.
No. Ivory Plains gives you dated instructions. Your money stays where you keep it, and you make every move yourself.
Yes. If your situation changes, you can buy Plan and year or Household when you need ongoing help or a plan that covers more of your family.
Most people start with Plan and year. You can create your account now and review the fee at checkout before you pay.
